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New Photo - 'I literally just blinked and $3,000 was gone' bank user says after online search for her branch wiped out her savings | KFO3Z74 | 2024-04-30 19:08:01

'I literally just blinked and $3,000 was gone' bank user says after online search for her branch wiped out her savings | KFO3Z74 | 2024-04-30 19:08:01

A BANK customer recalled the moment $3,000 vanished from her account after searching the internet.

Bruna Capretta of Canada was stunned when she lost thousands of dollars in the blink of an eye.

'I literally just blinked and $3,000 was gone' bank user says after online search for her branch wiped out her savings

Bruna Capretta lost thousands after searching the internet[/caption]

She lost the funds while surfing the internet during a work lunch break in June 2023, per CTV News.

Capretta searched Bank of Montreal on Google and thought she was being taken to the organization's page.

She logged in and a one-time authentication code was sent to an email.

Capretta continued to proceed and entered the code.

"As soon as I put in that passcode, I literally just blinked, and $3,000 was gone from my account," she cried.

Capretta said the webpage vanished after she was deprived of the money.

Compounding matters, she's struggled to recover the missing money.

Bank of Montreal staffers launched an investigation into Capretta's case.

The bank concluded that she would not be reimbursed.

The banking giant refused to comment on Capretta's specific case after being approached by CTV.

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The U.S. Sun has approached the Bank of Montreal for comment.

Experts at the Better Business Bureau have warned that fake websites can convincingly look like real versions.

The organization has shared tips on how Americans can tell a website is fake, but they're not always incredibly easy to spot.

The first port of call is to look at the domain.

                        <p class="article__content--intro">                  As scams become more sophisticated with the use of artificial intelligence, it is important you know how to spot a scam:                </p>          </div>  </div>

There may be slight misspellings or letters could be switched around.

Internet users should also pay attention to the website's layout and be wary of phishing links.

Security experts at Kaspersky have warned that some scam websites have a sophisticated design.

But fraudsters will use emotion to try and hoodwink their victims.

Common scams include offers that sound too good to be true such as a free gift.

Meanwhile, others will threaten users that malware is about to be loaded onto their devices if they don't act.

Scam websites can be reported to banking organizations and agencies such as the IRS.

#literally #just #blinked #3000 #gone #bank #user #says #search #branch #wiped #savings #US #UK #NZ #PH #NY #LNDN #Manila #Politics

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April 30, 2024

‘I literally just blinked and $3,000 was gone’ bank user says after online search for her branch wiped out her savings | KFO3Z74 | 2024-04-30 19:08:01

'I literally just blinked and $3,000 was gone' bank user says after online search for her branch wiped out her savings | KF...

New Photo - 'I don't see a viable path forward' moans homeowner 'stuck in golden handcuffs' after buying 'out of reach' 3 bed house | 1MND9K5 | 2024-04-30 17:08:01

'I don't see a viable path forward' moans homeowner 'stuck in golden handcuffs' after buying 'out of reach' 3 bed house | 1MND9K5 | 2024-04-30 17:08:01

A FIRST-TIME homeowner has said she feels trapped in her home despite securing a low mortgage rate.

Amanda, who lived in Portland, Oregon, said she and her husband felt bound by "golden handcuffs."

'I don't see a viable path forward' moans homeowner 'stuck in golden handcuffs' after buying 'out of reach' 3 bed house

A homeowner said she felt trapped in 'golden handcuffs' due to a low mortgage rate she secured (stock image)[/caption]

The homeowner, 36, and her husband Drew, 41, purchased their home in early 2021, during the pandemic.

She said they could afford their home due to the low 3.5% interest rate they locked in for a long-term fixed-rate deal, according to Realtor.com.

"It felt like a now-or-never moment," Amanda said.

"Lower rates equated to more buying power."

The couple purchased a three-bedroom and two-bathroom house, which they said would previously have been unattainable for them.

This ideal situation turned sour when the couple had a son and considered moving back to her hometown of Chicago, Illinois.

Amanda said she felt unable to leave due to the drastic rise in interest rates they would have to take on for a new property.

The current average mortgage rate for buyers is 7.57%, according to The Wall Street Journal.

Amanda described her fixed-low mortgage rate as "golden handcuffs."

"Our current situation is pretty great, but I don't see a viable path forward from here," she said.

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"I feel stuck here."

"There's this fear of losing this really incredible mortgage rate that we have," she added.

Amanda said the couple have considered other options in the face of their crisis.

They have contemplated renting out their Portland home and using the cash from there to rent in Chicago.

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The U.S. Sun has previously reported on other homeowners who have also been "trapped" by their mortgage rates.

Nancy Farrington said she was worried about the prospects of successfully selling her condo in this economic climate.

The Boston, Massachusetts, homeowner said she bought her home in 2021 with a 30-year low-rate fixed contract.

She explained that her home, in a desirable part of the city, could be stuck with her, when she plans to move back home to Charleston, South Carolina, as people could be unwilling to take on high rates.

"These days, who is going to take on an 8 percent mortgage?" Farrington said.

"That makes me very pessimistic, but then again, I'm a Catholic and a Red Sox fan, so I'm always pessimistic," she added.

#see #viable #path #forward #moans #homeowner #stuck #golden #handcuffs #buying #reach #bed #house #US #UK #NZ #PH #NY #LNDN #Manila #Money

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April 30, 2024

‘I don’t see a viable path forward’ moans homeowner ‘stuck in golden handcuffs’ after buying ‘out of reach’ 3 bed house | 1MND9K5 | 2024-04-30 17:08:01

'I don't see a viable path forward' moans homeowner 'stuck in golden handcuffs' after buying 'out of reach...

New Photo - Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot | 1MND9K5 | 2024-04-30 17:08:01

Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot | 1MND9K5 | 2024-04-30 17:08:01

THE latest US Powerball winners may have been handed a $1.3 billion check on Monday, but the trio is due to lose the majority of their cash to taxes and their decision to receive a lump sum prize.

Cheng Saephan, 46, was revealed as the winner of the historic $1.3billion Powerball jackpot drawing on April 7 earlier today.

Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot

Cheng 'Charlie' Saephan holds a check above his head after speaking during a news conference where it was revealed that he was one of the winners of the $1.3 billion[/caption]

Saephan, his wife and their friend will only take home a portion of the prize after taxes[/caption]

He and his 37-year-old wife, Duanpen, are taking half the prize money, while the rest is going to a friend, 55 -year-old Laiza Liem Chao.

Chao had chipped in $100 to buy a batch of 20 tickets with the couple.

The trio elected to take a lump sum payment rather than have it paid out over a 30-year annuity, which means they are awarded the cash value of the jackpot.

The cash value of the $1.3billion jackpot is $621million according to the Oregon Lottery Commission.

However, because they are all residents of Portland, Oregon, the amount they will actually walk away with after federal and state taxes is $422 million.

Since lottery winnings are treated as income by the federal government and many states as well, the jackpots are subject to state and federal income tax.

Federal taxes for lottery winners are 24% for any prize winnings over $5,000, which lottery agencies automatically withhold, according to TurboTax.

Electing to take the lump sum, which is what is most commonly chosen by prize winners, often also puts them in a higher tax bracket of 37%.

If the earnings put the winner in higher tax bracket, they owe the difference between the withholding amount and their total tax.

The percentage of a person's lottery winnings that is withheld varies by state.

In Oregon, the amount withheld is 8%, which is one of the highest in the country, after New York, Maryland, and Washington D.C., according to the Tax Foundation, an international think tank that researches government taxes.

However, there are 13 states that do not collect additional taxes on lottery winnings.

Those states include Alabama, Alaska, California, Florida, Hawaii, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Utah, Washington and Wyoming.

If a winner takes their winnings in an annuity payment plan, they may not yet fall in the highest tax bracket each year, dependent on the size of the prize and their other income.

They also receive interest on the jackpot, which means overall they would get to retain more of their winnings.

Cheng Saephan revealed in a press conference on Monday that he intends to use his winnings to help him in his fight against cancer.

"I am able to provide for my family and my health," Saephan said.

"My life has been changed. Now I can bless my family and hire a good doctor for myself.

"How am I going to have time to spend all of this money?"

Saephan said he will also use the money to buy his dream house for his family.

But he doesn't plan on moving out of Oregon.

"I love Oregon. I've been here 30 years, so I'm not going to move out. I'm going to stay here," he said.

The dad of two purchased the ticket at a Plaid Pantry store in northeast Portland on April 6.

The winning tickets were made up of the numbers 22, 27, 44, 52, 69, and the red Powerball 9.

Saephan's winning ticket was the eighth-largest jackpot in US history.

Millions dream of winning the lottery and finding fame and fortune. These are the biggest winners in US lottery history.

</div></p><div class="hashtags">#cancer #patient #cheng #saephan #46 #confirms #winners #already #lose #third #13b #powerball #jackpot #US #UK #NZ #PH #NY #LNDN #Manila #Money </div></div>

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April 30, 2024

Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot | 1MND9K5 | 2024-04-30 17:08:01

Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot | 1MND9K5 ...

I'm a former McDonald's chef – there's a reason you can't customize your breakfast burrito like the other items | 1MND9K5 | 2024-04-30 17:08:01

A FORMER McDonald's corporate chef has explained why customers cannot customize their breakfast burrito.

Unlike many items on the chain's menu, guests cannot personalize their orders of the early-morning favorite.

I'm a former McDonald's chef – there's a reason you can't customize your breakfast burrito like the other items

The breakfast burrito at McDonald's cannot be customized[/caption]

Former corporate chef Mike Haracz revealed why[/caption]

Most sandwiches and entrées on the McDonald's menu can be customized.

Guests can elect to remove items like pickles or sauces and add extras such as an additional slice of cheese.

But many customers have noticed that this is not the case with the line-up of breakfast burritos.

Turns out, there's a very specific reason for this, as former McDonald's corporate chef Mike Haracz (@chefmikeharacz) explained in a recent TikTok video.

According to Haracz, that's why adding extras to the breakfast burrito such as a hashbrown inside "is not gonna happen because they're already wrapped and mixed together."

"In the restaurant, they receive frozen tortillas and a frozen mix of egg, sausage, peppers, and all that, already mixed together," he said.

"The crew then wrap ahead of time like a prep step before breakfast service.

Haracz explained the process as follows: "The tortillas, the egg, sausage mixture, a piece of cheese. Wrap it up, put it in the paper, put a sticker on it.

"In some cases, they will microwave a whole bunch of them and put them in the universal holding cabinet."

The universal holding cabinet is a piece of kitchen equipment made specifically for McDonald's that keeps food hot and fresh.

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"If not, they are microwaving them to order," said Haracz.

The U.S. Sun has contacted McDonald's to verify what Haracz said.

MORE MCDONALD'S NEWS

In other McDonald's news, the chain has quietly reintroduced a popular drink to the menu.

The Oreo frappe has returned for the first time since 2023.

It's the drink's second comeback since it was originally discontinued in 2015.

The sweet, icy beverage features chocolate flavor, coffee notes, and bits of Oreo cookies.

It is topped with crumbled cookies and whipped cream.

PRICE INCREASES

However, some diners in California are experiencing menu price increases in response to a new law.

The state's $20 minimum wage for fast food workers came into effect April 1, and many fast food franchises have increased prices to compensate.

However, one franchise owner has vowed to fight the law.

See what time McDonald's stops serving breakfast and what's on the menu.

And find out which fast food meal will now cost you up to $25.

#former #mcdonalds #chef #theres #reason #cant #customize #breakfast #burrito #items #US #UK #NZ #PH #NY #LNDN #Manila #Money

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April 30, 2024

I’m a former McDonald’s chef – there’s a reason you can’t customize your breakfast burrito like the other items | 1MND9K5 | 2024-04-30 17:08:01

I'm a former McDonald's chef – there's a reason you can't customize your breakfast burrito like the other items | 1...

New Photo - I'm a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper | 1MND9K5 | 2024-04-30 17:08:01

I'm a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper | 1MND9K5 | 2024-04-30 17:08:01

A TACO Bell employee has revealed a crucial hack to customers that could let them get more beans for less.

The staffer noted that the menu secret wouldn't cost much money, but the bean benefit would be significant.

I'm a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper

An employee at Taco Bell seemingly revealed a bean hack for customers[/caption]

They spilled the information after a request from a fan, who noted their love for Taco Bell's beans.

The customer wanted to know which specific order combination would allow for the most beans at the same relative purchase price.

"Taco Bell employees…which option would get me the most beans?" they asked in a thread on Reddit.

"No judgment, please…I just love their beans."

They also included a screenshot of their order.

It showed a Pintos N Cheese bowl along with a Bean Burrito with extra beans added.

The price for both were listed at $2.49 and $2.44, respectively.

An employee quickly replied that the customer had already selected the menu item with the opportunity for the most beans at Taco Bell.

It would be through the Bean Burrito and selecting extra beans.

The staffer claimed that beans are distributed to menu options at the fast food chain through two different scoops, a "green scoop" and a "red scoop."

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Green scoops supposedly offer a standard amount of beans, while red is designated for smaller quantities.

In the Bean Burrito, according to the employee, there is typically one green scoop of beans.

With the extra beans selection, a red scoop is added.

They also confirmed that the Pinto N Cheese bowl comes with a green scoop of beans.

That means the customer would be getting a total of two green scoops and one red scoop of beans in their order.

The employee noted its the best option price-wise for the beans at a total of $4.93.

ANOTHER WAY?

Another suggested that the customer should instead opt for a Cheesy Bean and Rice Burrito in their order, as it is "$1 less" in comparison to the Bean Burrito.

They'd get slightly less beans, as it only features one red scoop, but it would be cheaper, and they'd still get the complete green scoop in the Pinto N Cheese bowl.

"Your best bean/$ ratio though would probably be cheesy bean and rice burrito," the Taco Bell staffer wrote in a post.

"It gets one small scoop but it's $1 less."

"Need to do more math on it, but that's my theory so far," they added.

It would seemingly make more sense for the customer to add the Cheesy Bean and Rice Burrito for the extra $1, or leave it out altogether and stick with their original order.

They would have to decide if the extra $1 was worth the small red scoop of additional beans.

For more related content, check out The U.S. Sun's coverage of a Taco Bell employee's crucial reasoning as to why more customers should fill out the survey on receipts.

The U.S. Sun also has the story on the way customers can swap toppings at the chain for a "fresco" style, according to a staffer.

#taco #bell #employee #best #option #more #beans #without #breaking #bank #green #scooper #US #UK #NZ #PH #NY #LNDN #Manila #Money

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April 30, 2024

I’m a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper | 1MND9K5 | 2024-04-30 17:08:01

I'm a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper | 1MND9...

LEX MAG

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April 30, 2024

‘I literally just blinked and $3,000 was gone’ bank user says after online search for her branch wiped out her savings | KFO3Z74 | 2024-04-30 19:08:01

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April 30, 2024

‘I don’t see a viable path forward’ moans homeowner ‘stuck in golden handcuffs’ after buying ‘out of reach’ 3 bed house | 1MND9K5 | 2024-04-30 17:08:01

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April 30, 2024

Cancer patient Cheng Saephan, 46, confirms he & 2 other winners will already lose a third of $1.3b Powerball jackpot | 1MND9K5 | 2024-04-30 17:08:01

MORE MCDONALD'S NEWS

PRICE INCREASES

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April 30, 2024

I’m a former McDonald’s chef – there’s a reason you can’t customize your breakfast burrito like the other items | 1MND9K5 | 2024-04-30 17:08:01

ANOTHER WAY?

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April 30, 2024

I’m a Taco Bell employee – the best option for more beans without breaking the bank all comes down to the green scooper | 1MND9K5 | 2024-04-30 17:08:01

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